Island Life Magazine Ltd June/July 2014 | Page 140

BUSINESS LIFE NFU Mutual ease pain of disasters Wight Phoenix Unit 1/4D, Lake Industrial Estate, Newport Road, Lake, IW, PO36 9PL t. 01983 406056 m. 07752 220637 w. www.wight-phoenixmobilityscooterhire.co.uk N FU Mutual paid out £15.7m in just 18 months for accidental damage claims, but can offer helpful tips for preventing accidental damage. The UK’s leading rural insurer is urging house owners to carefully consider the terms of their home insurance before accidentally toppling their tipple. What happens if you spill a cup of coffee over your laptop or drop your phone in the bath? Don’t despair. NFU Mutual help you learn to cope with home insurance disasters. John Heather, Branch Manager at NFU Mutual on the Isle of Wight, said: “Laptops are frequent casualties of damage from wine and other drinks. But drink spillages are not the only problem. Red paint and make-up are amongst the most common types of liquids spilled on carpets and rugs, as well as tea and coffee. Accidents will happen.” NFU Mutual’s checklist to save your belongings from disaster: • Check the pockets of items to be washed to ensure that electrical devices are not still inside. • Keep drinks and liquids away from electrical devices. • Do not use phones and other electrical items while in the bath. • Don’t keep your phone in your pocket unless you can secure it. • Don