ADVERTISING FEATURE
Financial issues with Paul St. John Martin
Are you part of the
Satsuma generation?
When I was a boy it was a huge deal
to get a Satsuma in your Christmas
stocking. If you were really lucky you
may even have got some chocolate
‘coins’ as well!
As a result we were brought up to
appreciate the real value of things and
the old adage ‘if you can't afford it, go
without’ still rings true in the minds of
those raised in the 1940s and 50s.
Since then we have lived through
more flexible times created by various
governments who have manoeuvred
what is referred to as Fiscal and
Monetory Policy [tax and interest rates]
to create an environment where you
no longer have to ‘go without’. This
has created real wealth for many of the
Satsuma generation, but we now live
in a cash flow world where the merest
demand for any loose change causes
severe disruption for many.
The reality for our next generations
- particularly those in their 20s to
50s is the fact there is no such thing
as 'something for nothing' and are
therefore surrounded by debt and huge
pressure just to keep afloat.
So what has this got to do with
you? Well if you are of the Satsuma
generation you have lived through the
‘golden period’ over the last 50 years
and now need to make some serious
decisions on how you distribute your
wealth to your children and their
children to avoid its dilution. One way
to do this is by utilising Discretionary
Trusts.
A bit of forward planning will not
only ensure you choose the most
effective way to provide for your loved
ones when you die, it can also keep the
Inheritance Tax bill to a minimum.
Trusts may sound complicated, but they
are simply a way of passing on wealth
while retaining some control over how
it is used and who it goes to and can be
designed to give you an income during
your lifetime if required.
Testimonials
…Paul’s professionalism, calm
and non-pressured manner
along with his ability to explain
complex issues in everyday
language ensured the trust
required was created from the
It really is a question of TRUST.
outset. We would be more than
willing to give any personal
recommendation, to any
As part of the Satsuma generation
you know that. So where do you find
trusted high quality advice to defend
your hard earned wealth both now and
in the future? Please contact 01983
861004 to arrange a complimentary
initial consultation in the comfort of
your home and find out how to get all
the segments to fit!
person, seeking similar support
and guidance.
Mr and Mrs R Lowe, Binstead
…If you are looking for solid
returns (without any pressure)
then I whole-heartedly
recommend both Paul and
St. James’s Place as high
Paul St. John Martin
quality investment professionals
F Inst SMM. Cert PFS.
who can be trusted to work to
Partner of St. James's Place Wealth Management
your agenda – not theirs!
*Trusts are not regulated by the Financial
Services Authority.
Mrs W Andrews, Bembridge
…It is difficult when one is
first faced with managing
one’s finances, but I was
lucky enough to find Paul of
St. James’s Place, who has
managed mine for the past 13
years to my entire satisfaction.
Mrs J Wyatt, Whippingham
Paul St. John Martin represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Services Authority) for the purpose
of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website - www.sjp.co.uk/products.
The title 'Partner' is a marketing term used to describe St. James's Place representatives.
40