IN Phoenixville Area Summer 2017 - Page 19

FINANCIAL SOLUTIONS Summertime Planning With summer right around the corner, many people are putting the finishing touches on warm weather vacation plans. Choosing a destination, hotel and transportation, as well as planning aro und the activities of your busy family, can be a real challenge. Some say it gets harder each and every year!!! The same can be said about preparing for your future. Saving for retirement, college or even a special event or vacation requires a lot of planning. Bala Financial Group is here to assist you. For over 25 years, we have been helping our clients create a road map to success as they prepare to reach their savings goals. Some Things to Consider When Planning for Retirement: • When did you last take a look at the allocations of your 401k Plan? • Are you taking advantage of your company match on your 401k Plan? • Should you consider the tax benefits offered through a Roth IRA? • When do you plan to retire? • Do you have a plan in place that enables you to have major debts paid off prior to retirement? • Do you have a retirement budget? Some Things to Consider When Planning for College: • Have you looked at the average cost of post-secondary education in your area? • What is the right savings vehicle to use for your situation? • Have you adjusted the risk profile of your investments as your child gets closer to college? At Bala Financial Group it has been our privilege to serve our loyal clients for over a quarter of a century. Our clients consider us their Retirement Resource Center. We also help families make informed decisions concerning their insurance protection and college savings strategies. Bala Financial Group has 6 offices throughout Pennsylvania and New Jersey. For your convenience, we have local offices right here in Phoenixville and Devon. Consider using us as a resource for your insurance and investment needs. 610-940-1010 JLittle@balafinancial.com 208 Old Lancaster Road, Devon, PA 19333 300 Bridge Street, Phoenixville, PA Please visit www.balafinancial.com Joseph S. Little, CLU Managing Partner Registered Representative/Securities and Investment Advisory Services offered through Signator Investors, Inc., Member FINRA, SIPC, a Registered Investment Advisor. 208 Old Lancaster Road, Devon, PA 19333, 610.940.1000. Bala Financial Group is a separate entity from Signator Investors, Inc. 322-20170105-341783 Some Things to Consider When Planning for a Special Event (e.g. Wedding) or Vacation: • How long until you will need the money? The more time you have – the more risk you can take with your savings. • When the time comes, should you take the money from an investment account, borrow from your 401k, use a credit card or seek an alternate source? • What are the tax ramifications of taking the money from certain investments? Bala Financial Group is an independent financial services firm dedicated to assisting clients with their greatest financial concerns. Our focus is to provide tailored solutions to plan for the many milestones of life. We take pride in knowing we have helped young professionals, growing families and retirees achieve their financial dreams. For a complimentary consultation, please give us a call at 610.940.1010 or send an email to jlittle@balafinancial.com. Registered Representative/Securities and Investment Advisory Services offered through Signator Investors, Inc., Member FINRA, SIPC, a Registered Investment Advisor. 208 Old Lancaster Road, Devon, PA 19333, 610.940.1000. Bala Finan- cial Group is a separate entity from Signator Investors, Inc. 322-20170427-367321 Phoenixville Area | Summer 2017 | icmags.com 17