Home Buying Guide - Page 5

Home Buying Guide Full Service Advantage We offer residential home mortgages from Prosperity Home Mortgage, a joint venture of HomeServices of America Inc, our parent company. Purchase Specialists  Specialize in purchase financing unlike other banks/brokers Accessible  Representatives are immediately accessible to prospective buyers through our offices Tailored Service  A full range of brokered-out products means there is a wide array of innovative loan packages to meet every need Complimentary Pre-Approvals  Security and confidence through pre-approved clients and a complimentary review of pre-approvals from other lenders Marketing Know-How  Unique financing and marketing help properties stand out At real estate closings, the lender requires buyers to secure a title insurance policy. Attorneys Title, our in-house title company, assure we are in control of the process from contract to closing, making for a smoother transaction. Protection Against a Wide Variety of Hidden Risks • False impersonation of the true owners of the property • Forged deeds, releases, or wills • Undisclosed or missing heirs • Mistakes in recording legal documents • Liens for unpaid estate, inheritance, income taxes, or gift taxes When you are ready to protect your assets by insuring your house, HomeServices Insurance will help you shop for the best rates and most appropriate coverage to match your needs.  We will work directly with your real estate agent, mortgage lender, and title professionals to ensure all insurance documents are in place for a smooth, on-time closing.  At HomeServices Insurance, we work with many top-rated national carriers.  Our agents will “shop” your insurance to find you the best carrier (or combination of carriers) to provide you the most appropriate coverage at the best price. A HomeServices Warranty can help sell a home faster and closer to list price. A home warranty is a service contract that covers the repair or replacement of many of the most frequently occurring breakdowns of home system components and appliances. Protection While a Home is on the Market  Mechanical system failures are covered during the listing period for up to one year; there is only a low deductible Save Time & Keep it Simple  A HomeServices Warranty provides the convenience of one source for most repair needs; prompt and reliable service 24/7 Protection Year After Year  If an unexpected failure occurs in the home the first year after the sale, a buyer turns to HomeServices Warranty for coverage.  Buyers have the option to renew the warranty every year thereafter for peace of mind. We work locally, nationally, and globally to help relocating employees find their new home in the Carolinas.  We are a preferred relocation services company for many of the area’s top employers, including Fortune 500 companies, government agencies, and healthcare organizations.  We are the first choice of many local and regional companies because no one knows the Carolinas better than we do. Global and National Connections  Brookfield Global Relocation Services is the world’s second largest global relocation services provider.  Brookfield serves 35% of Fortune 100 companies as relocation clients.  Brookfield continues to grow like no other in the real estate relocation services industries. Strong Local Partnerships  Our award-winning relocation and corporate services teams provide relocation assistance to the employees of numerous companies. ©2019 BHH Affiliates, LLC.  An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC.  Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc. ®   Equal Housing Opportunity.