OUR OFFICES WILL BE CLOSED As we approach the busy season of harvest and holidays, we would like to remind you of our holiday hours. All FCS Financial offices will be closed on the following days in observance of the noted holiday. Columbus Day - October 9 Thanksgiving - November 23 - 24 Christmas Eve - December 22 (offices close at noon) Christmas Day - December 25 All offices will be open on Friday, December 29. Payments to be credited in 2017 must be received by noon on Friday, December 29. If you are a Funds Held customer, please notify your FCS Financial office by noon on Wednesday, December 27, to receive interest credit in 2017. Apply for FCS Financial Scholarships and Grants FCS Financial scholarships are available for Missouri high school seniors whose parents or grandparents are current FCS Financial customers. Up to 35 are awarded and each is $1,500. The application is online at www.myfcsfinancial.com and due by March 1, 2018.* The Shaping Rural Missouri Grant offered by FCS Financial provides local 4-H and FFA organizations funds to implement projects that will benefit their communities. Applications are online and due by April 1, 2018.** *Scholarship applicants must meet all qualifications in application to be eligible. **Grant applicants must be a member of a 4-H club or FFA chapter located in one of the 102 Missouri counties served by FCS Financial. 22 HEARTBEAT | FALL 2017 FCS Financial's Internship is Unique-Rewarding-Memorable. Applications due November 3. Working with several mentors, FCS Financial lending interns learn the lending process from meeting the customer and taking the application, through credit analysis and decision, to appraisal and loan closing. Plus, our interns work in multiple branch locations with the local staff to experience first-hand the relationships we build with our customers. Appraisal interns learn the process of appraising real and chattel properties from a state certified real estate appraiser, experienced collateral valuators and chattel valuators. Appraisers blend written communication and technology skills with interpersonal skills and the ability to work independently. Risk management interns learn about the variety of risk products offered by FCS Financial. They will discover how we market, sell and service crop insurance, livestock insurance and life insurance to complement our loan products. All interns will also complete one or more projects that are hands-on in nature and designed to add value to the intern experience. To further their communication education, they will wrap up their summer by presenting a summary of their experience to the Board of Directors, senior leadership, mentors and other employees. Minimum qualifications: • College sophomores, juniors, first semester seniors, or graduate students • Desired degree programs are Agricultural Business, Agricultural Economics, Animal Science, Agronomy, Agricultural Education, Agricultural Communications, General Agriculture, Business, Finance • Minimum 2.5 GPA If you know of a student interested in the program, please direct them to our website at www.myfcsfinancial. com to complete the online application for Marketplace Intern. The job posting is located on the Careers Page.