gmhTODAY 17 gmhToday Nov Dec 2017 - Page 87

4. Put a freeze on your credit report with each of the main credit bureaus to prevent the unauthorized opening of accounts. Executing a freeze with one credit bureau will NOT auto- matically update the others. You can easily un- freeze your credit report when needed. Contact the credit bureaus using this contact information for freezes. Within The Next 30 Days And Beyond 1. Carefully review statements on all accounts as soon as they arrive. Look for unauthorized activity and report any suspicious transactions to the business where the unauthorized or suspicious activity occurred. 5. Review all recent account statements for unauthorized activity and report any suspicious transactions to the business where the unauthorized or suspicious activity occurred. 2. Notify your friends, family, business associates, and other relevant parties in your contact list that you were hacked. Tell them to beware of emails that may have been sent to them from your account. 6. Consider what other personal information (e.g., birth date, social security number, PIN numbers, account numbers and passwords) may be at risk and alert the appropriate businesses. 3. Speak with your advisor regarding precautions you’ll jointly take to enhance the identity verifi cation process when you want to execute fi nancial transactions. 7. Begin collecting and saving evidence such as account statements, canceled checks, receipts, and emails that may be useful if an investigation is warranted regarding the cybercrime. 4. If you’re a victim of Social Security fraud, create an online Social Security account at socialsecurity.gov/myaccount. This will enable you to access and review your statement online and verify its accuracy. 8. Check your credit report. You can request one free credit report per year from the three largest credit reporting agencies in the U.S. To request yours, go to annualcreditreport.com. 5. Request a credit report every six months to check for unauthorized activity. It will NOT affect your credit score. Be diligent for the next year in taking precautions to avoid further security incidents. Look Your Best For The Holidays Offering A Full Line Of Beauty Services GILROY • MORGAN HILL • SAN MARTIN NOVEMBER/DECEMBER 2017 • Hair Color & Cuts (Men & Women) • Formal Hair Styling & Blowouts • Extensions (Eyelash, Hair, Brow) • Event Make-Up • Facial Waxing • Manicures • Keratin Treatments • Aveda Color Services gmhtoday.com 87