FINANCIALLY
Speaking
1.
Jeffrey M. Orth is a
Chartered Financial
Consultant, a Certified
Advisor in Senior Living,
and an Investment Advisor
Representative, with over
15 years of experience as
a business and personal
planning, insurance,
and wealth management
specialist. Jeff is available
for group lectures and
private consultations. Visit
ifitfinancial.com or call
408.842.2716.
The author’s opinions,
comments, information,
etc. are those solely his
own and are independent
of, and do not represent,
HTK, and should not be
considered as specific
investment or planning
advice. Please consider
your options based on your
individual circumstances.
Past performance is not
indicative of future returns.
gmhTODAY and other listed
entities are independent of
and unaffiliated with, HTK
and Integrated Financial
Benefits Network (IFit).
1919001MS_Nov19
24
Value is More Important than Price
I
t is not uncommon in my line of business to have
an insurance or investment company assign an
‘orphan’ to me. An ‘orphan’ is someone who no
longer has a professional advisor connected with
their account because their original representative retired
or passed away.
I had a diffi cult conversation with a new orphan a
few days ago. He told me that 19 years ago he purchased
a twenty-year term policy because he t