gmhTODAY 12 gmhToday Jan Feb 2017 - Page 6

Reimagine Your Space. Introductory Rate Home Equity Line of Credit 1.99 % 4.00 % Fixed for 12 months APR* as low as thereafter APR* Take advantage of this great offer today! Apply online at www.wealthcu.org (408) 663-5022 | www.wealthcu.org * APR = Annual Percentage Rate. APR can vary and is based on Prime Rate plus a margin of 0.00% to +5.00% based on credit rating. The APR is subject to change on the 10th of each month, based on changes to Prime Rate, the highest Prime Rate published in the Wall Street Journal “Money Rates” table on the 20th of the prior month. Minimum APR 4%, maximum APR 18%. Up to 80% CLTV with loan amounts of $10,000 to $500,000. 10-year draw period, 20-year repayment period. During the draw period, you may withdraw (advance) funds up to your credit line limit and pay interest accrued on that balance monthly. After the draw period, you may not withdraw any more funds from the line. Your loan is then amortized and you begin to pay the principal and interest monthly. There are no loan processing or early closure fees and no prepayment penalty. You may need to pay certain fees to third parties to open the loan. These fees generally total between $450 and $1,500. If you ask we will provide you with an itemization of the fees you will have to pay to third parties. Rates, terms and conditions are effective as of publication date and are subject to change without notice. Loans are available for owner-occupied properties in the state of California only. On approved credit. Offer not applicable on refinance of existing CommonWealth HELOC's. CommonWealth Central Credit Union membership is required prior to loan funding, and is available to almost anyone. NMLS ID #458544. FEDERALLY INSURED BY NCUA Mount Madonna School Campus Tour January 11, 9:30am Art & Play in the Pre & K! Jan. 5 & Feb. 15, 9:30am Open House February 25, 11:00am RSVP 408-847-2717 MountMadonnaSchool.org Pre/K - 12th grade CAIS & WASC accredited Nonsectarian Bus Transportation 6 education in action 2017 Speaker Series on Education An evening with neuroscientist Mary Helen Immordino-Yang, Ed.D. speaking about the complex connection between emotion and learning. February 1, 7:00pm, at Cabrillo College. GILROY • MORGAN HILL • SAN MARTIN JANUARY/FEBRUARY 2017 gmhtoday.com