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“Jayson and his team are consistently top producers in our office. Our clients like him, and realtors do too, because he cares.” Janene Towner-Chernoff, Guild Mortgage J ayson Stebbins is a familiar figure in the South County scene. He’s a mortgage professional, a stage and screen actor, a devoted family man and a community supporter. The fact that people naturally gravitate to Jayson just might have something to do with who he is at the core. Jayson was born in Modesto, the second oldest of seven children in the Stebbins family. In the early 1980s, his parents moved to Santa Clara County. Jayson’s dad opened The Old- Fashioned Parlour, a family-style restaurant that ultimately became a family-run business. “As teenagers, my siblings and I helped dad at the restaurant after school. It was a popular spot with the locals,” Jayson said. After graduating from Live Oak High School, he worked full time in the restaurant for about a year before heading off to South Florida on a two-year mission with his church. “I lived and served in a Spanish-speaking community. Hurricane Andrew had devastated the community. I did cleanup work and provided some translation services for the Red Cross. It was my first taste of living away from home. I count it as a great life experience.” Fresh off his mission trip in 1993, Jayson was back at church when he caught the eye of a young woman named Lisa who would become his wife. “I was at choir practice when in walks this guy,” Lisa Stebbins said. “I turned to my friend and whispered, ‘Who’s that cute guy?’ She laughed and said, ‘That’s my brother.’” Jayson and Lisa hit it off right away, started dating and became inseparable. Six weeks later Jayson popped the question. “We had just come home from a talent show and were saying our goodbyes when he proposed and I accepted,” Lisa said. “Then we both pulled out our Franklin day planners to schedule a wedding date! It was funny and romantic at the same time.” This year marks the couple’s 23 rd anniversary. The Mortgage Biz Before they got married, Jayson and Lisa both worked at a San Jose mortgage company called ComUnity Lending. Lisa was a loan processor. Jayson worked in the facilities department, then GILROY • MORGAN HILL • SAN MARTIN won a spot in the company’s intensive training program. A year later the couple moved to Austin, Texas, to set up a new office for their employer. “Austin is a terrific town,” Jayson said. “Lisa and I were still in our twenties and didn’t have any kids yet. We really enjoyed it there, but when an opportunity came along to move back to California, we took it.” Returning to Morgan Hill in 1998, Jayson worked his way up the ladder to the senior executive team. Then came the mortgage meltdown in 2008. ComUnity Lending closed, so he and his partners joined Guild Mortgage. Jayson opened a new branch with Guild where he continues to work today. Lisa started doing contract programming with VMware and Cisco, which allowed her to work from home. Today, Jayson co-manages Guild’s Morgan Hill office with business partners Janene Towner-Chernoff and Keri Wright. He’s also a full-time loan officer with his own mortgage team that he trains in sales and client management skills. So what’s a day in the life of a mortgage pro? “We lead a very calendared existence,” Jayson said with a smile. “There are Chamber of Commerce breakfasts, realtor tours, client appointments, office meetings, and new business prospecting. I have a great team that helps on the heavy lifting with all the paperwork and approvals required to ensure our loans close smoothly. I enjoy prospecting new clients and building local relationships with real estate agents.” According to Janene, “Clients and realtors like working with Jayson. He has a gift for connecting on a personal level, always asking about their families, work, and interests. Team Stebbins does a fantastic job bringing in new business, and our Morgan Hill office is consistently ranked among Guild’s top three best performing offices in the state.” “South County is a great place to do business,” Jayson said. “It’s an intimate community where people know each other through professional and volunteer work. Here we can focus on quality of service unlike huge offices where it’s all about transaction volume.” “I’ve always loved this business, and my job,” Jayson said. SEPTEMBER/OCTOBER 2016 63