The Right Tool for Your Big Ideas get a
1.99
Introductory Rate %
Fixed for 12 months
4.00 as % low as
Home Equity Line of Credit
thereafter
Take advantage of this great offer today !
Apply online at wealthcu . org or visit one of our Morgan Hill Branches
Tennant Station 400 Tennant Station
Cochrane Commons 1041 Cochrane Rd .
( 800 ) 564-1588 | www . wealthcu . org
FEDERALLY INSURED BY NCUA
* APR = Annual Percentage Rate . APR can vary and is based on Prime Rate plus a margin of 0.00 % to + 5.00 % based on credit rating . The APR is subject to change on the 10th of each month , based on changes to Prime Rate , the highest Prime Rate published in the Wall Street Journal “ Money Rates ” table on the 20th of the prior month . Minimum APR 4 %, maximum APR 18 %. Up to 80 % CLTV with loan amounts of $ 10,00 to $ 500,000 . 10-year draw period , 20-year repayment period . During the draw period , you may withdraw ( advance ) funds up to your credit line limit and pay interest accrued on that balance monthly . After the draw period , you may not withdraw any more funds from the line . Your loan is then amortized and you begin to pay the principal and interest monthly . Loan processing fee is $ 300 . Rates , terms and conditions are effective 6 / 1 / 2015 and are subject to change without notice . Loans are available for owner-occupied properties in the state of California only . On approved credit . CommonWealth Central Credit Union membership is required prior to loan funding , and is available to almost anyone . NMLS ID # 458544 .
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GILROY • MORGAN HILL • SAN MARTIN JULY / AUGUST 2015 gmhtoday . com