Anne Scott, Scottish, 34 Girl Gone International Founder Erasmus year, Granada 2001. My uni mate and I had never had to rent an apartment before. We were clueless about costs and the student rental market and we panicked. We ended up paying 10 times more than other students for a 3 story newly converted monastery with underfloor heating. It was ludicrously outside our budget – I still have the student loan debt to show for it! I have wised up since then meaning that to this date it is the most luxurious apartment I have ever lived in! Genevieve Merrin, Irish, 26 Community Manager in Cape Town I never cancelled my phone contract and a year later the bills were piling up. I had no idea until my dad was in a particularly nosey mood and opened them all. He was not impressed to say the least. Another time I ordered a bunch of sale stuff from ASOS as it was free shipping to South Africa, only what I didn’t realize was that I would be slapped with a hefty bill from customs that was twice what I paid for my order!