Investing In Your Employees
by Sabrina Gatewood
As a small business owner, you know how important your
employees are to your success. You depend on their knowledge,
experience, talent, and loyalty to keep your company running
smoothly and efficiently. But, like many businesses, you may have
been hit hard by the recession, and trying to keep expenses
down—making cuts, freezing payrolls, and streamlining
operational costs—means your employees may be assuming
heavier workloads, longer hours, and broader responsibilities, often
for the same paycheck.
So, in these tough economic times, how can you show your
workers just how much they're appreciated? Small gestures, like
movie tickets or a night at a local restaurant, can help improve
morale, but if you're looking to offer something more substantial,
consider supplementing your employees' benefits package with life
insurance through a voluntary payroll deduction program.
Voluntary payroll deduction is one of the simplest ways employees
can purchase permanent life insurance to protect their loved ones,
and a smart way to supplement the benefits you already offer them. It
can usually be set up using your existing procedures for payroll
deduction and best of all, there is virtually no direct, out-of-pocket
costs to the employer.
Remember, when you invest in your employees, you invest in your
business. That's just good business sense.
Note: Employee participation in a payroll deduction insurance
program is completely voluntary. Since this program is not intended
to be subject to the Employee Retirement Income Security Act of
1974 (ERISA), employers cannot contribute to, or endorse, this
program.
Together let’s
create a retirement
plan that can help
you continue all the
good in your life.
Sabrina Gatewood
Agent, New York Life
Insurance Company
120 South Main Street
King, NC 27021
(336) 403-3998
[email protected]
www.newyorklife.com
Registerd Representative
offering investments through
NYLIFE Securities LLC (Member
FINRA/SIPC), A Licensed
Insurance Agency.
Walking - A Step In The Right Direction
Walking is more than just an exercise regimen. Walking is becoming
a movement around the United States. Heart disease is this country's
number one killer and strokes are number four. Physical activity has a
large role to play in making heart disease and stroke 80%
preventable. American Heart Association research studies show that
adults may gain as much as two hours of life expectancy for each hour
of regular vigorous exercise – like very brisk walking.
A regular walking program is easy, safe on your body, requires no
equipment and is free. Starting a regular walking
routine can improve your circulation, energy
level, enthusiasm, optimism, muscle tone and
strength.
It can also reduce your blood
cholesterol, blood pressure, bone loss, stress,
anxiety and weight.
Many people are tempted to go on a diet to lose
weight, but merely cutting calories isn't the best
long-term approach. When you lose weight
strictly by dieting, you lose more muscle along with the fat. Muscle
helps rev up the body's metabolism so a loss of muscle mass can
lower the rate at which you normally burn calories.
Exercise such as brisk walking not only elevates your metabolism
while you're doing it, but can also elevate metabolism for a short time
after you're done, depending on your pace. Not only is the
combination of healthy eating and exercise the best way to lose
weight, it is much more effective at keeping weight off in the long run
than any diet alone. A healthy exercise program includes muscular
strengthening, flexibility training and plenty of aerobic exercise such
as walking.
www.foothillstimes.com
by Sarah Fedele
Don't think you have the time? Even on a busy schedule, you can
find creative ways to make time for walking. If you can fit two, ten
minute sessions in during the day, it will benefit you almost as much
as one twenty minute session. You just need to fit in a total of 2 ½
hours over the course of a week. Think about small doses. For
example, parking farther away, taking the stairs, walking to lunch,
hopping off the bus a stop or two earlier or taking a short walk after
dinner can get you to your goal.
For great warm up stretches before you begin your
walk, walking tips, tracking tools, or to find a walking
path near you, visit www.startwalkingnow.org.
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