Focus Magazine of SWFL Cheers To Your Style | Page 110

Common Types of Backup Generators A power outage is a common result of weather-related emergencies, but it’s also one of the easiest to correct by using a generator. There are two common generator types: portable generators and standby generators. n A portable generator is an immediate but temporary solution. Typically powered by gasoline, it is lower in cost and doesn’t require installation time, but it can only power a few items for a few hours. n A standby generator is an automatic, per­ anent backup power solution. It m requires professional installation outside the home. It is powered by natural gas or liquid pro­ pane and turns on automatically during a utility power outage to keep a home’s lights, furnace, AC units and other appliances on while the power is out. P FAMILY FEATURES reparing for an unexpected emergency, especially one brought on by severe weather, is one of the most important ways you can protect your home and family. Proactively addressing storm-related issues ranging from property damage to power outages can minimize a potentially disastrous situation. Nearly all homeowners carry some form of insurance on their home, as required by their mortgage lender. But policies can vary, and the after­ ath of a powerful storm is no time to find out you’re m underinsured. To ensure your homeowners policy adequately covers your needs, take time to review the policy every year at renewal time, and any time you make any significant improvements to your home. Check that the coverage amount for your main residence accurately reflects the finished square footage of your home, including any upgrades or changes such as a