Afford your studies through FNB
Winter-proof your home Namibia
At FNB, we know that finding the funds to continue with an education can be a daunting
and winter fast approaching, now is the time to give of ready cash should never be an
With confusing experience. But we also believe that a lackyour home a little love
obstacle to realise full potential.
and attention so that you are prepared for the colder months and costs don’t
We, at FNB Namibia, are plough give the your pocket.
unnecessarily soar and ready toa hole inbest advice and assist in lending a helping hand.
An FNB LifeStart Student Loan is an individually tailored solution that will assist with tertiary
Thomas Slabbert, Head of Home Loans:rates, flexible payment upon us we should
financing and offers competitive interest “With winter almost terms and unique personbe aware that properties are vulnerable to attack from the outside elements. More
alised options.
importantly, you should take care of your property before winter arrives and there
Benefits of an FNB LifeStart Student Loan:
are a number of practical ways to winter-proof your home and save costs at the same
time.” Student loans are offered at competitive rates.
• FNB
• There are two repayment options:
Slabbert While youto sayyou onlywas the interest, while the payment of thethe outside
- went on study that it pay advisable to do an assessment of loan only
structure of your house. you graduate. walls, windows, doors, floors and roofs. “Have
commences once This included
a proper look around and see what needs to be repaired, sealed or insulated. Gutters
- Immediate capital repayment option to save on interest, and keep the outstanding
and drains should also be cleaned of leaves and debris on a regular basis. Overflowing
gutters debt drains could drench walls and cause damage to your house,” he continued
and to a minimum.
to say.
How does it work?
Simply complete an application form at your nearest FNB Branch with the following:
“Electricity is one of the biggest culprits when it comes to winter costs. There are
Documentation required from student:
a number of measures you can put in place to bring your electricity bill down, and
• Identification document (ID or passport)
proper insulation of your home is one of them,” added Slabbert. He suggested making
• home was insulated correctly at that heat was institution
sure the Proof of acceptance/registrationso the educationalnot lost unnecessarily.
• Statement/quote cold climates.
“Insulation is not just for of study fees If your home is insulated correctly it will keep
your home cooler in summer guarantor/surety:it warm in winter.” Slabbert advised
Documentation required from as well as keep
that energy efficiencydocumentof the passport)
• Identification was one (ID or most practical ways to save and suggested
investigating alternative methods to bring down the cost of electricity. “Have your
• Current payslip
geyser inspected or serviced before winter starts, as they are one of the biggest
• 6 Month Bank Statement (if banking at another bank)
contributors to electricity bills. There are a few ways to save on your geyser bill
during winter, which include switching it off during the day, or by wrapping it in a
To extend insulating the that the academic lost.”
blanket or your loan atit soend ofwarmth is notyear, you will need to visit the branch, bringing
with you proof of registration for the new academic year. A new application form needs to be
completed by either winter is the guarantor.
“The months before you and/oran ideal time to get your house in order, so that winter
doesn’t cause havoc on your bank balance,” concluded Slabbert.
Need a laptop while studying? Bring your laptop quotation when applying for your
Ends LifeStart Student Loan.
FNB
For more information visit your nearest FNB branch or
For more information please contact Vicky Muranda, Manager: Corporate
call the Student Business Division on (061) 299 2484
Communications at FNB Holdings on telephone: (+264 61) 299 2944
[email protected]
www.fnbnamibia.com.na