DIR's Supplier Diversity Information Resource Guide 20, Jan 2012 | Page 30

COPYRIGHT 2012, DIVERSITY
Finance, Investment and Procurement Programs INFORMATION RESOURCES, MINNEAPOLIS, MN

CommunityExpress lenders must establish (and document) an internal procedure to ensure the consistent
delivery of appropriate and effective technical and management assistance. The process begins with the
identification of qualified and committed T/A providers. The focus then shifts to the CommunityExpress
applicant and the T/A provider's development of a business plan (as appropriate) and an assessment of the
applicant's management and technical assistance strengths and weaknesses. If weaknesses are identified as
a result of that assessment, the lender should document the T/A provider's recommendations and the
remedial plan. The lender, in cooperation with the T/A provider, is also expected to strongly encourage the
applicant to follow that plan.
CommunityExpress loans must meet the basic 7(a) loan criteria except where differences specified below:
Types of Loans Not Allowable for CommunityExpress
• Disabled Assistance Loan Program (DAL)
• Energy Conservation
• International Trade
• Qualified Employee Trusts (ESOP)
• Pollution Control Program
• Defense Loan and Technical Assistance (DELTA)
• Export Working Capital Program (EWCP); and
• CapLines Program (including Builders Loan Program)

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Types of Businesses Not Allowable for CommunityExpress
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• Agricultural and farm businesses
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• Fishing and shore operations (including commercial fishing activities and
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fishing vessels)
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• Medical facilities (including residential care facilities)
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• Mines (including sand and gravel pits)
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• Applicants doing business in foreign countries
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• Businesses engaged in teaching, instructing, counseling or indoctrinating religion or religious beliefs,
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whether in a religious or secular setting; and,
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• A business with any products or services Iof a sexual nature.
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SBA'S Secondary Market Programtity
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There is an active secondaryy any
market in the loans guaranteed by the Small Business Administration. This
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