Consumer Bankruptcy Journal Fall 2015 - Page 3

CONTENTS Volume 1, No. 4 | Winter 2015 ARTICLES President’s Report............................................................... 4 Legislative Report................................................................ 8 Senate Bill 308...................................................................... 10 Debt Collectors Should Not Get a Free Pass in Bankruptcy... 12 Lawyers Representing Consumers with Mortgage Loans 16 Chapter 13 Debtors Need Not Pay Late-Filed Mortgage Arrearage Claims................................................................ 20 Writing Briefs Judges Want to Read.................................. 25 Actions Speak Louder Thank Words in the Office............ 28 Demystifying the Discharde of Tax Debts......................... 30 The NACBA 26th Annual Convention Visits the Mile High City in 2018........................................................................... 32 Using Federal Consumer Statutes to Help Your Bankruptcy Client.................................................................................... 34 Advances in Graphic Design............................................. 36 JPMorgan’s Unfortunate Loss of $1.5 Billion...................... 38 Mortgage Servicing Abuses: Max’s Nifty Fifty................... 40 Student Loans in Bankruptcy.............................................. 44 NACBA Announcements.................................................... 46 7 Things Your Credit Counseling and Debtor Education Agency Wants you to Know............................................... 50 Approval of Revised Bankruptcy Forms Expected.......... 52 2015 Bankruptcy Conversion Forms................................... 56 CIN Group Form Modernization Overview....................... 62 NACBA Membership Application...................................... 122 National Association of Consumer Bankruptcy Attorneys Winter 2015 CONSUMER BANKRUPTCY JOURNAL 3