Community Insider Fall 2018 - Page 42

WHY DID THE CHICKEN CROSS THE ROAD? By Yvette Huffman and Mark Adams Answer: There was no fence to keep the chicken out. Fences have been used to define property lines, to create boundaries for keeping something in and something out, and sometimes fencing is used to VISIT OUR NEW SEABREEZE OFFICE IN SAN DIEGO! With a management portfolio of more than 170 associations and more than 70,000 properties today, Seabreeze serves a variety of property types with the shared understanding that every community is unique. Our people-focused approach provides every community with superior professional management and strategic guidance. Mid-rise & High-rise Developments • Single Family Homes • Condominiums Master-Planned Communities • Senior and Mixed-use Communities Active Adult Communities • Business Parks & Commercial Properties Contact Seabreeze at 800.232.7517 to see how we can tailor our services to meet your needs. 9655 Granite Ridge Drive | Suite 200 | San Diego, CA 92123 | BAY AREA | COACHELLA VALLEY | INLAND EMPIRE | LAS VEGAS | LOS ANGELES | ORANGE COUNTY | SAN DIEGO create an aesthetic or decorative impact. Fences are everywhere in San Diego County, including within most common interest developments. Eventually you will either be required to replace fencing on your property that might be shared with a neighbor or exclusively used by you. There are 3 types of popular fencing being used for boundaries and for creating property lines and they are: vinyl, wood and iron. Each product has its benefits, maintenance requirements and deficiencies. Use of any of these products will depend largely on location and application. Vinyl fencing has become more popular when replacing wood fencing systems. One reason to use vinyl is because it can be a permanent installation and is available in multiple styles, types and colors. The advantage of a vinyl product is its durability and resistance to deterioration which is common at fencing rail and post to ground transitions. While vinyl fencing is quite durable, it is susceptible to fading and sun bleaching over time. Most industry leading vinyl fencing 22 | SAN DIEGO COMMUNITY INSIDER FALL 2018 COVER STORY MOTUS: to bridging the gap between the comprehensive – but rarely purchased – coverage of a master earthquake policy and the inadequate alternatives available to individual owners whose associations do not have a master earthquake policy. A NEW EARTHQUAKE INSURANCE SOLUTION FOR CALIFORNIA CONDO OWNERS Under a Motus Earthquake Insurance Program, the HOA board first enrolls the association for a nominal fee. Once the HOA is enrolled, each member of the association can purchase the level of protection that is right for them – or they can choose to decline. Like a master earthquake insurance policy, each Motus program is tailored to the needs of each individual association, including coverage of shared assets, like foundations, pools and common area amenities. Furthermore, we offer coverage to unit interiors, including owner improvements, which most master policies don’t cover. M otus Insurance Services has developed the first ever “OPT-IN” master earthquake insurance progra f"6Ɩf&6F֖VvW'0&fVB'FRFW'FVBb7W&6R&6V@'6'&W"&FVB( ( '&W7BBF֗GFVBFR7FFRb6Ɩf&FRfVFW"B4TbGW2FVvƗ055R452F67W76W2FR&WB6VvW2FBVBFFWfVF2VVRWr6WFvBVBRF&VƖWfRVF&VǒWrV'FVR7W&6P&GV7Bv2VVFVBf"6Ɩf&6FvW'3f"FV6FW26Ɩf&6FW&W7BFWfVVB&&G0BvW'2fR&VV7GV6&WGvVV&6B&B6RvV@6W2FFRVW7FbV'FVR7W&6R7FW"V'FVPƖ6W2ffW"6&VV6fR&FV7FF&VBFV6766F( 0VVG2'WBFB&FV7F6W2B6vf6B67B( 26FRf7@&Gb2F( B'WBvFWB7FW"Ɩ7BFRWfVFfGVvW'0fRG&FFǒ&VVVgBvFF2FB&RfWrBfvVCFR6Ɩf&V'FVRWF&G4TffW'26R&FV7F'WBFB&FV7F2Ɩ֗FVB4T( 27276W76VB6fW&vR06VBBCBFvRFfVFF22B6&VVFW22W6VFVBB26WV6fRBW&27@'FFǒB2Vf&RFFR&Gb6FvW'3V@vW"W7BfRFfGVbƖ7v6fW"sRb6FvW'2FBfRआrFBR6fRF2&&VGW27W&6R6W'f6W20FWfVVBfFfR&64DTt4TE4DU d#W&6RPVFW"f67FWfRƖFw&VदFW'6FffƗGFP&vVpƖF'Fv֖RW7B6VG6G&FW'F7FWfR'V&ƖrFRGW2V'FVR7W&6R&w&766F&&BW2FR6&VV6fR&FV7Fb7FW"V'FVR7W&6RƖ7f&RFV6VBvW ( 2vFWBf&6rFfGVV&W"Ff"&FV7FFWF( BvBFBv2W"VFFRvFW6vrFP&w&&&6W"6G&0wW26FW&6G'666&'&G'FW6VV6W&֖6VRVPf7F"6V6W&26RW&66R6'FWV'WvBvVB&RFRBbW&66r6fW&vRbאVv&"FW6( CFV&&RFW6627FWRזW'0&&W'BFWfƖF( &vRfRFW6vVBFR&w&F&fFR6fW&vP&Vv&FW72bvWFW"FW"V&W"W&66W07W&6RgFW"V'FVRFR&&BvƖVǒWg7V676W76VBFf"FvRbRfR6fW&vRFVvGW2vRv6fW"FB76W76VCW"Vv&"vfPF6RWvFFR66FRWG&VR66RvW&RFW&R2FF72BFRFV6FW2BF&V'VBvR6ǒPFR66fVRbW"VB267G'V7FVBWFFRƖ֗BbW 7W&6RvR&RFRf'7BFwV&FVRFB66WBW&Fvr66GBF&vRGVVFW"Gv6fW&FBV6VFvVFW&VVGv&G2vG6&vW"Vv&&W'B&FF6VFf&W&6&F&G&wVW6'g&W"F&V&70'v76G&66G6vG&F&vR66WVGv&BvWfVƖ6G6V6g&666vW&R6VffV@&vW"vBFfB6VfPvFw&WF6VfW&RwVƖ66V&7FVW w&Vr6F6R7FWV0&&W'B&FvG&FV6&6FfF6WF&66v&fFХV&f&&vG6'&RvFW 6&7F2&vvVGvFPR&&6&B&'&F'W6WvrF&VR&FvR&VƖWfRFBvRfPFWfVVBfW'VffV7FfR6WFf"6F֖VvW'2'WBF@W"&w&2WVǒ'F@Ff"&&G2&&G2F@F( BW&66R7FW"Ɩ7vWFW"&V6W6RFWFF( BW'7VPB"6VF( BvWBFRƖ7&fV@F&VvfFR&RVffV7FfVǐ6FVrFV"VBvW'2FFVWǒfvVB7V'7FF&B6fW&vR'V&ƖrGW2&w&FP&&BV7W&W2vW'2fR66W70F&VV'FVR6fW&vRFW&V'gVfƖrFV"fGV6'GWG&66ǒF2FBRFBFW&Rv0VvRw&Wb6F֖VvW'0vvFVBFRVƗG6fW&vRb7FW"Ɩ7'WB6VF( B66W72BC FW&W6vWp&RFW&RFW"66FW&F2RvVBƖRF𦆖vƖvBf"W"&VFW'3vRFW&R&RFW&FfW2f FfGVvW'2WG6FRbFR4TF6RFW&FfW27VffW"g&FV"vƖ֗FF2VFFVǒ'fƖrFW&66R7FW"V'FVRƖ7766F2&&G2&R6FVpFV"fVrV&W'2F( 2B&W7B( 07V'7FF&B&FV7FࠐUr@$TUtT@T$U%40FVvƗ255R4522FRfVFW"@4TbGW27W&6P6W'f6W2f"PFW&W7FVBV&p&RvFwwrGW626632EU2Ԕ2"VFGW626Фg&VFVV66@66FVvuur44B$pC0