Children'sEssentials Summer 2014 | Page 28

HOME + FINANCE Budget Apps Saving money can be hard in general and without any organization, it is nearly impossible to remember how you spent all your money. However, there is a free or very inexpensive solution that will organize and help you regulate every penny in your account...a budget app. There are budget apps for just about everyone; for those who just want to be organized and put all their spending in categories, moms that grocery shop a lot, and for people that want to save up for a big event or item. Here are four popular budget apps that might be just want you need to keep your finances in check. iReconcile iReconcile is a great app for people who just what to keep their budget consistent and organized. It is convenient because iReconcile is not limited to a monthly budget. You can have daily, weekly, monthly, or yearly budgets. Budgets can start on any day of the week with its own custom period. You budgets are all placed into separate categories of your choosing (example: food, clothes, entertainment, student loan, etc.). If you spend over or under the amount you have in your budget period for a particular category, it will lessen or add to your next period. With using the iReconcile app, your payments will not go forgotten and you will know exactly where your payments are going. Key Ring Every parent quickly finds out that grocery shopping for a family becomes very expensive. However, Key Ring can make your grocery shopping a little less stressful and a lot more organized. Most parents have a variety of cards and they can be hard to keep track of. Key Ring allows you to place and scan all your cards (grocery cards, gym cards, library cards, gift cards, loyalty cards, etc) into the app, so you never have to worry about misplacing them again. Key Ring reveals thousands of exclusive deals from over 13,000 brands and retailers and are constantly being refreshed. Grocery lists, notes, and cards can be shared among family members. Gocery shopping can be made less time consuming and expensive with the help of Key Ring. iWedding Deluxe - The Wedding Planner Mint automatically organizes your spending into categories and places them into charts to make it easier to read. You click on what type of goal you want to achieve, whether it is saving money to pay off a loan, planning on buying a car or house, or saving up for a vacation. After choosing your plan, Mint will start helping you figure out a method to achieve your goal. Mint will give you simple steps for getting there, as well as free advice, gentle reminders, and encouragement. To make sure you stick to your budget, Mint will show you how much you will save by cutting back from certain categories. If you really want to achieve a goal and have a hard time saving and organizing your money, then Mint is the perfect budget app for you. Are you or someone you know getting married? Everyone knows how overwhelming wedding planning can be. However, iWedding Deluxe can help organize and budget any wedding! Each category, whether it be venue, bridal party attire, bridal gown, catering, etc, has it own budget. The budget section includes the total cost, the date it needs to be paid by, and the balance; along with a reminder for each budget so you won't forget. The awesome part is that you can use the budget tool for the ceremony, reception, wedding party, and honeymoon. Other helpful sections are the venue information, contact information, to-do list, finding nearby vendors, links to wedding favors, photo storage for items that inspire you, guest list details, seating plans, and a function to record personal details. The apps holds a variety of different functions. If you need a little help organizing and budgeting your wedding or helping a friend, this app has what you are looking for! 28 | children’sessentials www.newchildrensessentials.com Mint