} “Gotcha” from cover
When these repairs are done, there is
a chance that your home will need to
be brought “up to code”. This could
include electrical, structural, plumbing,
heating and air conditioning upgrades
and improvements that could run into
tens of thousands of dollars or more.
Some policies exclude building code
compliance upgrades.
Lime Chicken
Soft Tacos
Ingredients:
INSURANCE GOTCHA #4 –
SEWER OR SEPTIC BACKFLOW:
It’s nasty. It’s smelly. It’s not covered?
When your fresh water plumbing,
icemaker line or water heater leaks, it is
called a water intrusion and is usually
covered by insurance. However, when
water backflows into a building from
a sewer line or septic tank, it is rarely
covered by homeowners insurance. You
need a separate policy or “rider” to cover
damage caused by sewage backflow.
Sewage backflows are significantly
more costly to mitigate than clean water
intrusions. You do not want to pay for
this kind of loss out-of-pocket.
Remember, the purpose of property
insurance is to protect you in the event
of a large loss. Don’t skimp on your
policy and leave yourself exposed. Talk
to your insurance agent about additional
insurance to cover these and other
“gotchas”. It may increase your insurance
premiums a little bit, but it could turn
out to be one of the smartest investments
you’ll ever make.
1 1/2 pounds skinless, boneless
chicken breast meat - cubed
1/8 cup red wine vinegar
1/2 lime, juiced
1 teaspoon white sugar
1/2 teaspoon salt
1/2 teaspoon ground black pepper
2 green onions, chopped
2 cloves garlic, minced
1 teaspoon dried oregano
10 (6 inch) flour tortillas
1 tomato, diced
1/4 cup shredded lettuce
1/4 cup shredded Monterey Jack
cheese
1/4 cup salsa
Directions:
Saute chicken in a medium saucepan
over medium high heat for about
20 minutes. Add vinegar, lime juice,
sugar, salt, pepper, green onion, garlic
and oregano. Simmer for an extra 10
minutes.
Heat an iron skillet over medium
heat. Place a tortilla in the pan, warm,
and turn over to heat the other side.
Repeat with remaining tortillas. Serve
lime chicken mixture in warm tortillas
topped with tomato, lettuce, cheese
and salsa.
recipe courtesy allrecipes.com
JANUARY 2014
A Cure for Dry, Irritated Eyes
A study by a team of
researchers from Ohio State
University found that people
who squint while staring at
a computer screen have a
greater tendency towards dry
and irritated eyes. This is due
to a reduced blinking rate, as
the more you squint, the less
you blink. The researchers
found that people tend to
squint when reading a book
or computer screen, causing
them to blink less. The less
you blink, the more your eyes
will ache or burn. In fact, the
researchers found that their subjects blink half as much as those not looking at a
computer screen.
Since blinking rewets the eyes, any job requiring a large amount of reading or
computer use can lead to eye strain and dry eye. To help prevent this, take t hese easy
steps:
• Reduce excessive bright light from outside and inside your room. Exterior light can
be reduced by closing drapes or blinds. You can reduce interior light by using fewer
light bulbs or lower intensity bulbs.
• If your computer screen has glare on it, move it so that there is no direct light
coming from behind you. You can also install an anti-glare screen on your monitor.
If you wear glasses, you can have an anti-reflective coating applied to them, which
helps prevent glare and reflections on the back side of your lenses from reaching
your eyes.
• Finally, make an effort to simply blink more often. Every 15 minutes, take a 30
second break to slowly blink your eyes several times. If you find that you are still
experiencing dryness and irritation, ask your eye doctor about artificial tears or eye
drops that would help.