CAA Saskatchewan Summer 2018 - Page 21

insuRance iq ENTER TO WIN A TRIP FOR 2 TO MILAN! Contest runs May 1 – June 15, 2018 Double your entries by swiping your CAA Card at any participating East Side Mario’s! For further details visit: CAA.ca/MemberExperiences Surf, Sand and Security Insurance needs for seasonal homeowners By Carly peters Cottage life is typiCally all about sun, sand and stress-free days. To make sure that peace of mind isn’t shattered by a mishap, seasonal homeowners need to make sure they are properly protected with the right insurance for their summer home and its contents. Buying insurance for a cottage is very similar to buying insurance for your home. In fact, it is a fairly standard insurance practice that the seasonal home be added as a secondary property on a primary residence insurance policy, explains Lori Madsen, director of CAA Saskatchewan Insurance Services. Coverage can include guaranteed replacement cost on the building and replacement cost on contents. Summer Toys additional coverage for summer gear RVs: Including trailers and motorhomes Boats: on a stand-alone basis or combined with your home, tenant or condo policy This includes a percentage of coverage for detached private structures like garages, boathouses or sheds. The seasonal property should be Untitled-6 visited regularly throughout the year. It’s advisable to check on the cottage at least once during the heating season. To ensure you consider all available options, speak to your insurance broker about seasonal property, including con- tents and any recreational toys you own. Treating your cottage as a home- away-from-home means making sure your coverage matches that sentiment. Because accidents don’t take vacations. Get a quote online: caask.ca/insurance or call 1 -800-564-6222 (ext. 2) Watercraft: Including jet skis, houseboats, sailboats and high-performance boats, on a stand- alone basis Motorized golf carts: Could be included with limited coverage that may be increased For more details, connect with your CAA insurance broker 1 3/29/2018 10:41:26 A