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Question 33.33. (TCO 4) John Brown owns a home in Oakland,
California and because of the risk of earthquakes, he decides to
purchase _____ to cover potential losses. (Points : 4)
Question 34.34. (TCO 4) Martina has a policy that includes a $500
deductible and a coinsurance provision requiring her to pay 10%
thereafter. Her medical bills total $5,500. What amount is she required
to pay personally? (Points : 4)
Question 35.35. (TCO 4) _____ is a healthcare institution that directly
contracts with specific medical care specialists in order to provide
healthcare services in exchange for a fixed, prepaid monthly premium.
(Points : 4)
Question 36.36. (TCO 4) If Mary Lou applies for a life insurance
policy and lies about her age, a _____ provision will state that her
benefits will be what her premium would have bought if she had been
truthful about her age. (Points : 4)
Question 37.37. (TCO 4) If Frank has a term life insurance policy that
is _____, this means that he can obtain additional years of protection
at the end of the initial term without the need for a medical
examination. (Points : 4)
Question 38.38. (TCO 6) The Capitalist Mutual Fund's net asset value
is $27.25. The fund has liabilities of $1.4 million and 1,600,000 shares
have been issued. What is the value of the fund's portfolio? (Points : 4)
Question 39.39. (TCO 6) Tracey Patterson would need to purchase
a(n) _____ if she desires federally tax-exempt income. (Points : 4)