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Question 16. 16. (TCO 4) Which type of life insurance policy combines
term insurance and investment elements? (Points : 1)
Whole life
Ordinary life
Universal life
Adjustable life
Extended life
Question 17. 17. (TCO 4) All of the following are innovative ways that
concerned groups are containing healthcare costs except for (Points :
1) the establishment of incentives to encourage preventive care.
encouraging the use of prepaid group practices.
the establishment of community education programs so people
can learn to take better care of themselves.
encouraging doctors to pay cash for routine medical costs.
picketing at hospitals and physician offices.
Question 18. 18. (TCO 4) A growing number of students have been
without health insurance because typically (Points : 1)
insurance companies refuse to insure them.
students are young and healthy.
an older student population is not covered by family policies.
students don't care if they get sick.
students don't need health insurance.