Bethlehem Connect November/December 2018 | Page 3

Ways to Give The bulk of gifts given to the church are in check, cash, electronic transfer, and via credit card, but many members who participate in retirement plans such as a 401(k), individual retirement account (IRA), or 403(b) choose to direct some of those resources to the church as well. Those age 70 ½ and older with an IRA may make charitable distributions directly to the church (up to $100,000 per year for an individual tax-free; up to $200,000 for couples). Transfers aren’t taxed and also count towards your annual RMD (required minimum distribution). These tax-free gifts are particularly wise for those who no longer itemize deductions for income tax purposes. Moreover, some Bethlehem members have arranged for future gifts by identifying the church as the recipient as a beneficiary of a retirement plan. Doing so allows your family to enjoy the assets now while directing to the church any remaining funds in the future. » Many members choose to give gifts through stock and/or mutual funds. It’s a simple process, most commonly made electronically from the donor’s account. Please contact Katy Stenross at [email protected] or 612.312.3402) if you desire to do so. » And growing numbers of Bethlehem members see fit to include the congregation and/or the Foundation by arranging charitable gifts through your will, trust, or other estate plans. We would be both honored and wise stewards of any and all future gifts of this sort, and I would be delighted to talk to you further about such plans if the Spirit is moving you to do so! Contact me at bwertz@bethlehem- church.org or 612.312.3368. Thank you, again, for the overflowing generosity that comes to our beloved Bethlehem from members like you at this time of year when Thanksgiving, Advent, and Christmas gladdens our days and inspires our giving! YOUR GIVING MAKES A DIFFERENCE by Pastor Bob Wertz, Pastor of Stewardship and Planned Giving Every gift matters and together our gifts increase the impact we can have for good in the world. So thank you to all who have given so generously to date and thank you in advance for the commitments you’ve made to support Bethlehem’s mission and ministries in 2019. It’s too soon to report on pledges received on Commitment Sunday but we’re confident that the generosity that has been a hallmark of this community for generations, will abound. As the end of the year approaches we want to thank you in advance for any above and beyond gift- giving in November and December that will be crucial to helping the congregation finish 2018 strongly. The practice of generosity changes life for others. It also changes the life of the one who gives. Barbara Daenzer, shares her family’s story about the difference giving has made for them. When we were new parents living on one income, Tom and I looked at how we used our money. Did our spending reflect our values? The answer was no, so we made a plan that placed a high priority on giving. I think that there have been many benefits to being mindful of our spending. Early on, it made us realize that, even though we didn’t feel like we could give much, making it a priority made it possible. On paper, our forecasting never looked good. It looked like we’d be in the red at the end of every year, but we stuck with the giving plan and each year it worked out (sometimes only within a few dollars). I felt like we were getting a message: if we trusted and gave, we’d be OK. While we did shift our giving schedule many times, we have never given less than what we had planned. Giving has changed how we prioritize our spending; it’s also changed me. I used to really want stuff—a catalog would arrive and I’d want everything in it. When we couldn’t afford things it made me want them even more. That feeling doesn’t happen anymore; I see something that I’d love to have and I automatically think about the bigger picture—focusing on how our money can do good in the world, instead of how much it can do for us. So, our living room sofa has a big hole in it (bad dog!) but someone else is getting what they need because we set the money aside to benefit others. There have been times when we thought about greatly reducing our giving due to other commitments or interests, but we chose to stay with the giving-first plan and it worked out. In recent years, when we have more flexibility in our spending, we look at where else we can give instead of deciding what else to buy. Giving is a blessing that I think too many people miss out on. I like to encourage friends to do the “drive-through difference” where you pay for the person behind you. It’s a joy rush—even when the person behind you doesn’t look like they ‘deserve’ it. There’s a guy I bought coffee for about six years ago that still thanks me when I bump into him at the store. That simple gift has given me more to smile about than the $5 in my pocket ever would. 3