Ben Kayes Buyer Magazine RRG 2015 Buyer Magazine - Kayes, Ben | Page 8

15 E ASY S TEPS in the home-buying process If you’re in the market for that “just right” home, these simple steps will ultimately lead you to your new front door! I’m also here to off er guidance every step of the way. 1. I’ll conduct a confi dential home search consultation with you to determine your needs and desires. 2. You get pre-qualifi ed for a mortgage. 3. You select and review properties you’re interested in seeing. 4. Once you decide on a home, a purchase off er is written. 5. I work with the seller’s agent and/or seller to negotiate an agreement. 6. You supply a “good faith” deposit, which is held in escrow by listing broker until closing. 7. We work together to satisfy contingencies. 8. A home inspection is conducted (optional). 9. You apply for a mortgage. 10. Your mortgage is approved. 11. The title is received and reviewed by your attorney. 12. You obtain homeowners insurance. 13. Both you and the seller make calls to transfer utilities. 14. After a fi nal walk-through, closing takes place. 15. You take possession of your new home.