Banker S.A. July 2014 | Page 5

CONTENTS 18 14 07 MD’s Message There is an urgent need for trust to be rebuilt between business, labour and government 08 Banking News An update on what’s happening in the sector 29 14 Cover Story: Nationalisation Will EFF’s call for nationalisation have an impact on the banking sector? 18 Legal Doing business in Nigeria 24 Property Market Why estate agents are conservatively optimistic 29 Microfinancing What the low barriers to entry for digital lending will mean for the consumer 33 SME’s: Development All eyes on government’s new small business sector 36 SME’s: Innovation Small guys, big business 39 Technology: Profile How an app created by a 12-year-old could save insurance companies millions of Rands 40 Technology: Digitisation Absa’s drive towards a single customer service experience Edition 10 Contents/Credits.indd 3 BANKER SA 3 2014/06/24 2:08 PM