Banker S.A. April 2014

BANKER SA SA Edition 9 2014 Magazine of The Banking Association South Africa 20 YEARS OF DEMOCRACY Our past vs our future Chris Hart A realistic view Prince Mashele Has BEE succeeded? EDITION 9 Profile SARB’s Lesetja Kganyago Who gets the credit? Black customers’ experience PICASSO HEADLINE BANKING NEWS Rivalry in retail Infrastructure bonds Global customer survey BankerSA_Cover_edition9_3.indd 1 THE FUTURE OF BANKING E&Y The bank of 2030 KPMG Responding to regulation + Banking in the cloud 2014/04/07 1:03 PM