TDRs Outstanding
(in thousands)
As of December 31 2017 2016 2015
Accrual status:
Real estate mortgage
Production and intermediate term $551
759 $581
902 $660
986
$1,310 $1,483 $1,646
$1,487
650
-- $1,267
734
-- $1,994
883
1,898
$2,137 $2,001 $4,775
$2,038
1,409
-- $1,848
1,636
-- $2,654
1,869
1,898
$3,447 $3,484 $6,421
Total TDRs in accrual status
Nonaccrual status:
Real estate mortgage
Production and intermediate term
Agribusiness
Total TDRs in nonaccrual status
Total TDRs:
Real estate mortgage
Production and intermediate term
Agribusiness
Total TDRs
There were no material commitments to lend to borrowers whose loans have been modified in a TDR at December 31, 2017.
Allowance for Loan Losses
Changes in Allowance for Loan Losses
(in thousands)
For the year ended December 31
2017 2016 2015
Balance at beginning of year
Provision for loan losses
Loan recoveries
Loan charge-offs $16,428
--
276
(789) $15,887
1,000
715
(1,174) $14,564
500
1,105
(282)
Balance at end of year $15,915 $16,428 $15,887
Changes in Allowance for Loan Losses and Year End Recorded Investments by Loan Type
(in thousands)
Real Estate
Mortgage
Production and
Intermediate Term
Agribusiness
Other
Total
Allowance for loan losses:
Balance as of December 31, 2016
Provision for (reversal of) loan losses
Loan recoveries
Loan charge-offs $3,907
46
46
(228) $8,057
(66)
167
(543) $3,673
108
63
(18) $791
(88)
--
-- $16,428
--
276
(789)
Balance as of December 31, 2017 $3,771 $7,615 $3,826 $703 $15,915
Ending balance: individually evaluated for impairment $ -- $591 $57 $ -- $648
Ending balance: collectively evaluated for impairment $3,771 $7,024 $3,769 $703 $15,267
Recorded investment in loans outstanding:
Ending balance as of December 31, 2017
$2,151,167 $767,480 $753,559 $187,682 $3,859,888
Ending balance: individually evaluated for impairment $7,065 $2,911 $85 $ -- $10,061
Ending balance: collectively evaluated for impairment $2,144,102 $764,569 $753,474 $187,682 $3,849,827
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