AMA Insider Winter 2018/ Under 55 | Page 30

Senior Suite Carillon Cameron Edmonton Ten years ago , Carillon Cameron’s daughter Jane suggested she come live in her Edmonton backyard. Garden suites—secondary dwellings on someone’s property—were slowly catching on in Alberta. With a background in environmental studies and urban planning, Jane was intrigued by the notion of sustainable living and better use of city space. At the time, Cameron wasn’t quite ready to take the leap. But after a series of downsizing moves took the AMA member from living alone in Lethbridge to a condo in the prov- ince’s capital, she began to experience a sense of isolation and a growing worry about accessibility. “I didn’t want an independence where I felt I was ‘apart from.’ I wanted to be ‘part of,’” she explains. So she sat down with Jane, her son- in-law Matt, and her two young grandsons. Together they hatched a plan for a garden suite attached to the garage in the backyard of the family’s Westmount home. City-wide, Edmonton homeowners have had the option to build base- ment suites since 2007, and garden and garage suites became possible in 2009. Regulations continue to evolve, making it easier to get permits. There are also attractive incentives for suites meeting inclusive-design standards— no-step entries, flush or minimal thresholds, and minimum widths and clearances for hallways and doors. “As a city, we want to be sure that we are not standing in the way of innovation; that we are creating opportunities for Edmontonians to meet their housing needs,” explains Anne Stevenson, senior planner for the city’s zoning bylaw team. Designed by Cameron herself, 30 Winter 2018 AMA insider Cameron’s lofty living space under the guidance of Battle Lake Design Group, the open-concept 519-square-foot garden suite features 14-foot ceilings, a loft bedroom with a skylight, laundry, a living room, a full kitchen and heated polished- concrete floors. She included a space on the main floor for a single bed, looking ahead to a time when she’s no longer able to manage stairs. The move has enabled the marriage commissioner to work from home—while watching her grandsons play soccer through the floor-to-ceiling windows. She also enjoys relaxing and gardening on her patio. When a garden or garage suite is occupied by family members, they’re covered by the homeowner’s insurance. But Sandra Bitter of AMA Insurance recommends the occupant get their own tenant’s insurance to make sure that, if they need to make a claim, it doesn’t affect their family’s rates. Plus, if there are items like antiques, jewellery and collectibles involved, they might require special insurance coverage. Downsizing can be intimidating, but Cameron’s example proves that sometimes, even a drastic change can be for the better. Although there were challenges, particularly during the building process, the end result couldn’t be better for all parties involved. “I wanted a smaller life. This has enabled me to live in my own little house while being close to my family,” she says.