auto IQ
Rental Coverage
Your personal auto insurance policy does not by default cover collision damage if you ’ re driving a rental car . Here are three ways to add coverage
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AUto IQ How to Save on Auto Insurance
lowering your premium is easier than you think
A number of new discounts available to AMA members can help to keep your auto insurance costs down while still offering the best possible coverage .
Use winter tires Winter tires channel away snow and ice and provide better traction on slippery roads . In recognition of this safety advantage , AMA Insurance now offers a winter-tire discount . Just put on your tires , let us know and we ’ ll give you a discount on your premium .
Be a member AMA membership helps you save on services at our auto partners . Now it provides savings on your insurance too : A discount is automatically applied if you ’ ve been a member for two or more years . Members may also be eligible for free accident forgiveness .
Bundle up Trust AMA to cover your whole family : Insure more than one vehicle with us and you ’ ll receive our multi-vehicle discount . And bundle your auto and home insurance for additional discounts on both policies .
Be loyal Insured with another company and looking to switch to AMA ? No problem ! So long as you ’ ve been with them for at least four years , you qualify for AMA ’ s loyalty discount .
Be a student A premium reduction is available to students under age 25 , who are attending university or college away from home .
Go green If you ’ ve chosen to help the environment , you can also help your wallet . Drivers of qualifying hybrid and electric vehicles — like the Toyota Prius or Chevrolet Bolt — are eligible for a break on their rates .
Drive safe It ’ s in your financial interest to be at your best behind the wheel . AMA offers special rates for drivers who ’ ve been claim-free for at least six years , and who ’ ve had no chargeable tickets or convictions for three years .
AMAInsurance . ca / Discounts , or call an AMA Insurance advisor for a quote : 1-800-615-5897
AMA Insurance : Add an endorsement covering rental car damage to your AMA personal auto policy . The minimal cost will be spread out over the course of your premium payments . Speak to your insurance advisor for further details .
“ Rent ” a policy : Most companies allow you to buy insurance with your rental . Doing so transfers responsibility for the costs of damage from you to the rental company . However , the per-day fee for this insurance can be hefty .
Credit card : Your credit card might have built-in collision coverage for rental cars , but the policy is likely conditional based on various factors . Typically you must also use the card to pay for your rental .
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