Learn
More
call 1-800-615-
5897 for further
details about ama’s
rv insurance
4
PROTECT
YOUR RV
Summer iS SynonymouS with
your auto policy,” Steele says.
carefree days spent on the road
You then have the option to add
to adventure. But true freedom
collision and comprehensive
means making sure your home-
coverage—as you would with any
on-wheels (be it an RV, fifth wheel,
other vehicle—which offers some
camper or tent trailer) is covered
insurance against physical damage
in case of bumps along the way.
to the unit.
Erinn Steele, insurance
agency manager at AMA,
Add an RV to your
breaks down two options
home insurance
AmA extra
for protection available
AMA offers two recre-
sign up for an
exclusively to AMA
ational vehicle policy
ama Plus rv
or Premier rv
members.
options: Comprehensive
membership
covers all risks (with cer-
and get extra
benefits like
tain exclusions), while a
Add an RV to your
long-distance
Standard policy protects
auto insurance
towing, free
emergency fuel
against named perils such
Just like a car or truck,
and more. see
as fire, hail and theft.
a drivable RV must have
page 20 for
more info.
Both options insure
liability coverage on it.
ama.ab.ca/
against
physical damage
“At minimum, the lia-
Membership
to the unit, as well as your
bility has to be added to
personal property contained in
the unit, things like blankets and
dishes. “Anything you own or are
legally responsible for,” Steele says.
The coverage limit for contents is
15 percent of the unit’s value.
The Comprehensive policy can
also provide up to $200 per day
(to a $2,000 maximum) for nec-
essary emergency expenses if
you’re vacationing with the unit
and it becomes uninhabitable
due
»
to a covered peril.
AMA InsIder
summer 2017
33