Adviser Fall 2018 Vol 1 - Page 6

This Is COOL Control WC Costs Through Safety Insurance Made Simple Has your business had an increase in Workers’ Compensation (WC) costs as a result of workplace accidents? If so, it’s time to take a closer look at your safety program. The key to spending fewer dollars is more than just stopping a few accidents; it is having a sound safety program designed to continuously improve. Building a Solid OSHA Program There are five entry-level steps you can take to have a well-rounded safety program that produces a safe work environment, achieves Occupational Safety and Health Administration (OSHA) compliance, reduces accidents and ultimately reduces workers’ compensation costs. 1. Develop the various programs required by the OSHA standards. 2. Integrate those programs into daily operations. 3. Investigate all injuries and illnesses. 4. Provide training to develop safety competence in all employees. 5. Audit your programs and your work areas on a regular basis to stimulate continuous improvement. Develop Programs Required by OSHA Standards Aside from being a requirement for businesses engaged in hospitality services or the entertainment and recreation industry, OSHA standards provide a good pathway to incident reductions. A hefty number of accidents stem from poorly developed, trained or implemented OSHA programs: slips or trips may come from poor housekeeping standards, burns and scalds from lax kitchen safety guidelines, and not following proper use of hazardous materials, such as cleaning products, can result in preventable illness and injury. Many of the OSHA standards require some type of written program be developed and then communicated to all employees. Experience shows that companies with thoroughly developed, OSHA-compliant programs have fewer accidents, more productive employees and lower workers’ compensation costs. Integrate Programs into Daily Operations A safety program that is compliant with OSHA standards for those in the hospitality, entertainment and recreation industry can yield significant savings by reducing injuries and illnesses, saving workers’ compensation dollars over the Policies alone won’t get results; the program must move from paper to practice to succeed. Putting a policy into practice requires a strategic plan clearly communicated to everyone, good execution of that plan based on developed competencies and a culture that inspires and rewards people to do their best. When developing your safety initiative, there must be an emphasis on your supervisors and helping them succeed. long run. If your management team knows the safety program and wants to make it happen, the program succeeds; if not, it will be an endless drain on resources and energies. Providing supervisors with knowledge and skills through training is critical to the success of your safety program. (See Control WC Costs on page 7) 5 Adviser a publication of LeadingAge New York | Fall 2018