Ongoing expenses
Regular expenses Telephone / Internet Cable / satellite
Buying Your First Home
Property taxes ( if not included in mortgage payments ) School taxes ( if paid separately from your property taxes )
Condominium fees ( if applicable ) Cleaning supplies / service
Repairs / maintenance - ( for example , roof repairs , painting , plumbing , etc .); as a general guide , budget 1 % to 3 % annually of the value of the home , then divide by 12 .
Estimated monthly amount
Buying Your First Home
Other day-to-day expenses : ________________________
Occasional expenses ( divide yearly costs by 12 for a monthly number )
Landscaping / lawn service Snow removal service Additional furniture and appliances Other occasional expenses : ________________________
Monthly ongoing expenses ( use this total and enter it into your monthly budget )
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