Buying Your First Home
Shortly after moving in
Hook-up costs (cable, satellite, phone, Internet)
Basic furniture/appliances/window coverings
Other expenses: ________________________
TOTAL one-time costs
Subtract amount of money already saved
-
Balance to be saved
Divide by the number of months before your home purchase ÷
Monthly savings target for budget =
Ongoing expenses
Estimated
monthly amount
Regular expenses
Mortgage payments
Mortgage default insurance (if required and not included in mort-
gage payments)
Optional—mortgage life, disability or critical illness insurance (if
not included in mortgage payments)
Home/property insurance
Utilities:
heat/electricity
water/sewer
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