Adult Enrichment Spring Supplement Spring 2019 | Page 10

BUSINESS & FINANCE Why You Can't Trust Your Trust Most people believe that the revocable or living trust shields assets from creditors and the nursing home. However, in Minnesota, if you can change the trust, the nursing home and creditors can access the money in the trust. Learn the pros and cons of a revocable trust so you can determine if it is a fit for you. You will also learn other options to help you secure your assets. Bring your questions. Steve Ledin Date: Tue, Mar 26 Time: 6:30–8:00 pm Cost: $15 Class #: AEB2A Location: Gladstone, 105 Crush Your Debt How to Pay for the Nursing Home: Prepare to get out of debt and find financial An Attorney's Perspective freedom by creating a financial action plan. Learn how to create a monthly budget focused on maximizing debt payments, conquer debt with the debt snowball method, and how to make thoughtful financial decisions to stay debt free. This class is sponsored by City & County Credit Union. Date: Wed, Apr 17 Time: 6:30–7:30 pm Cost: Free , please pre-register Class #: AEB8 Location: Skyview, 200 Keeping the Cabin, Business or Farm in the Family Division of the estate can lead to bitter battles between siblings and impact property and estate taxes, how to ensure equal inheritance for all children, member may use it more than others. Steve Ledin, Randy Rheault and 10 Date: Thu, Apr 11 Time: 10:00–11:30 am Cost: $15 Class #: AEB1B Location: Gladstone, 105 With ever-changing estate planning laws and great increases in nursing home costs, many are concerned with how to pay for it and still leave assets for the next generation. Understand your options, get your long-term care finance questions answered and learn how to plan and place your assets to meet your future goals. Steve Ledin, Randy Rheault and Tom Jacobson Date: Tue, Apr 23 Time: 6:30–8:00 pm Cost: $15 Class #: AEB3A Location: Gladstone, 105 their relationships forever. We'll address and address concerns that one family Tom Jacobsen