Adam Mills Team Real Estate Guide | Page 3

ABOUT Mortgage regulations have changed significantly over the last few years, making your options wider than ever. Subtle changes in the way you approach mortgage shopping, and even small differences in the way you structure your mortgage, can cost or save you literally thousands of dollars and years of expenses. ReferralMortgages.com is more than a real estate financing company; it's a community. We pride ourselves on treating each and every client as if they were a member of our own family. With more than 30 years of combined experience in real estate investing and residential and commercial financing, our team of expert mortgage agents ensure you get amazing service, the best rate possible, and an experience you won't soon forget. Paul Stevenson Managing Partner / Mortgage Agent Having previously worked eight years for TD Bank Financial Group as a financial advisor and investment representative, Paul employs a hands-on approach when dealing with clients. Now a seasoned entrepreneur, Paul loves discussing anything pertaining to business and even hosts his own podcast called GROWcast to help shed light on entrepreneurship and business as a whole. David Warren Managing Partner / Mortgage Agent After studying finance at the University of New Brunswick, followed by several years selling investment services, David has a knack for structuring difficult deals. Whether it be a residential mortgage, or a portfolio of rental properties, David prides himself on finding the ideal solution. 3