ABClatino Magazine Year 2 Issue 11 - Page 21


The First Layer of Financial Independence

By Jasmin Vazquez

I have been using the term “financial independence” in my previous articles. If you are financially independent, your cash flow each month is greater than the sum of your expenses. That’s breathing easy, wouldn’t you agree?

Notice I said “expenses”, not “bills”. This is the first layer of financial independence: freedom of the mind. Freedom from unnecessary spending. Vicki Robin, co-author of Your Money or Your Life, says “if you are in that anxious process of ‘more, more, more’ you are not free”...

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As a financial coach in training, Jasmin focuses on educating the middle class on how to earn and save more money. She can be contacted via email at