MOVING TO FLAGLER
HOUSING OP TIONS
One of the first decisions you’ll need to make is whether to
buy a home, build a home or rent a home. Luckily, you have
options. A lot of them.
Reflecting the community’s diverse population, Palm Coast
and the Flagler Beaches has a comfortable mix of single-
family homes and condominiums for sale. Homes with golf
course or waterfront views can be found in well-planned
neighborhoods and gated communities, while other sections
contain more mature and affordable starter homes or
purchase a lot and build the home of your dreams.
HEL P F OR PROSPEC TI V E HOMEBU Y ERS
Homebuyers having trouble affording a typical down payment
may qualify for assistance programs offered through the City
of Palm Coast and/or Flagler County.
S TATE HOUSING INITI ATI V ES
PA RTNERSHIP PROGR A M
The State Housing Initiatives Partnership (SHIP) program
provides funds to local governments as an incentive to create
partnerships that produce and preserve affordable home
ownership and multi-family housing. The program is
designed to serve very low to moderate-income families.
SHIP funds are distributed on an entitlement basis to all 67
counties and 52 Community Development Block Grant (CDBG)
entitlement cities in Florida. SHIP provides down payment
and closing cost assistance for eligible applicants. The
program funds emergency housing repair and rehabilitation
projects in accordance with established criteria and offers
mortgage foreclosure prevention assistance as available.
SHIP purchases and improves the housing stock for very low
to moderate-income residents. The county works with other
assistance programs such as Habitat for Humanity, Flagler
County Housing Authority and the Department of Rural
Development to partner funds. The SHIP program also works
with Mid-Florida Housing Partnership Inc. to coordinate an
annual housing fair.
The City of Palm Coast became a CDBG entitlement city as of
2007. An interlocal agreement was established between the
City of Palm Coast and Flagler County for the county to be
solely responsible for the administration and implementation
of any SHIP funds dedicated to the City of Palm Coast.
HOMES TE A D TA X E X EMP TIONS
If you own a home in Flagler County and it became your
primary residence by January 1, you are eligible for an
exemption of up to $50,000 off your assessed value. You may
also qualify for additional exemptions such as the Senior
Exemption ($50,000) and the Widow/Widower Exemption.
The deadline for filing is March 1 for the current year, but you
can file for exemptions year round. If you sell your home and
buy another, the Homestead Exemption does not carry
forward to your new home. For more information, contact the
Property Appraiser’s office at 386-313-4150 or www.
flaglerpa.com.
64 flaglerchamber.org • visitflagler.com
MOVE-IN
CHECKLIST
for residents
FIND YOUR HOME & GET SETTLED
T eam up with a local real estate agent to help you find your
dream home - see page 66
Switch on your water and utilities - see page 88
Hook up cable, internet or satellite TV - see page 88
Set up telephone service - see page 88
Arrange for garbage collection - see page 88
Schedule carpet, tile or grout cleaning - see page 106
Find lawncare professionals - see page 107
Keep your air conditioner in top condition - see page 105
S tay cool, build a pool or have your existing pool serviced
- see page 108
S tore your RV camper, boat or extra belongings at a local
storage facility - see page 109
K eep Florida bugs at bay with a professional exterminator
- see page 108
S ubscribe to a local newspaper or tune in to local radio
stations - see page 87
GET REGISTERED
Insure
your car or get homeowner’s insurance - see page 103
A pply for residential homestead tax exemption - see page 88
G
et your Florida driver’s license and register your motor
vehicles - see page 88
R egister to vote - see page 88
R egister your kids for school - see page 91
G
et your hunting or fishing permit - see page 66
FINANCES & LEGAL NEEDS
F ind an accountant or financial planner - see page 97, 100
Open
a new bank account - see page 97
U
pdate your legal documents - see page 100
HEALTHCARE, PERSONAL & PET CARE
F ind a new physician, dentist and/or chiropractor - see page 84
M
ake sure your pet’s vaccinations are up-to-date - see page 110
Find
your new hair salon - see page 76
EMPLOYMENT & BUSINESS INFO
F ind a new job - see page 78
S tart a new business or relocate an existing one - see page 78