2019 BBNC Annual Report | Page 5

TABLE OF
CONTENTS
04
MESSAGE TO SHAREHOLDERS
06
OUR ANC
08
SHAREHOLDER VOICES
12
PARTNERSHIP FOCUS
16
CULTURE & COLLABORATION
20
COMMITMENT TO HOME
22
SHAREHOLDER DEVELOPMENT
24
FINANCIALS & MANAGEMENT
DISCUSSION AND ANALYSIS
40
INDEPENDENT AUDITORS’ REPORT
41
CONSOLIDATED FINANCIAL STATEMENTS
72
AUDIT COMMITTEE REPORT
73
STATEMENT OF MANAGEMENT RESPONSIBILITY